IaaS and SaaS – helping Exaxe deliver on its promises

August 27, 2015 IanDornan

SaaS IaaS inafrastructure as a service software Life and Pensions

IaaS and SaaS – helping Exaxe deliver on its promises In 2010, we found that more and more of our time was going into supporting our internal infrastructure. Rather than concentrating on hi-tech software product development for our market, we were getting distracted by networks and servers, so we made the decision to outsource our infrastructure.
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Exaxe shortlisted for the Pensions Technology Provider of the Year award

August 24, 2015 Sharon Cronin

2015 software provider pension award pensions technology provider of the year Press releases

EXAXE SHORTLISTED FOR THE PENSIONS TECHNOLOGY PROVIDER OF THE YEAR AWARD Exaxe is delighted to announce that it has been shortlisted for the Pensions Technology Provider of the Year award at the 2015 Irish Pensions Awards which is due to take place in Dublin on November 25th.
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More regulation is not the answer

August 06, 2015 Tom Murray

Pensions UK trustee Life and Pensions regulation

More regulation is not the answer I went to see my consultant prior to an operation on my shoulder. He gave me two options and then asked me which one I wanted to take. A bit astounded, I told him that I was paying him to make the best decision, he had 7 years of medical school and over 20 years’ experience to help him, and therefore there was no point in me trying to decide based on information gleaned from 15 minutes on Google.
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Long-term care: Care-less attitude doesn’t bode well…

July 23, 2015 Tom Murray

Pensions UK Pensions freedom Life and Pensions Government

Care-less attitude doesn’t bode well… Hot on the heels of the Chancellors pension freedoms comes the news that the changes to the long-term care system that were designed to make long term care more affordable are being delayed until the next government. 2020 is now the stated date for the introduction of the reforms based on the Dilnot report, although they were due to go live in April 2016.
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Investment Life & Pensions Moneyfacts: Lifetime Savings Product - A crystal clear concept

July 15, 2015 Tom Murray

Pensions UK tax relief Annuity retirement age

This article was originally commissioned and published in June 2015 for Investment Life & Pensions Moneyfacts publication. Tom Murray argues that merging ISAs and DC pensions to create a lifetime savings product would transform the savings landscape and bring some much needed clarity.
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You can outsource business processes but not your compliance responsibilities.

BPO Pensions UK Service Level Agreement SLA

When it comes to outsourcing business processes the advantages seem obvious. It may make perfect sense to go this route so that you can focus on your core business activities, i.e. developing and marketing financial products. Leave the non-core activities to others, i.e. the administration. The only work involved for you lies in monitoring the SLAs. This appears to be an ideal route to go, and indeed for many it is. However the one area that is often overlooked when considering a case for outsourcing is compliance. The regulator is paying a lot of attention to the issue of where responsibility lies and it is worth being sure that, before you decide to outsource, you know exactly where you stand on this issue.
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Micro-firm’s auto-enrolment nightmare

June 09, 2015 Tom Murray

Pensions UK Life and Pensions technology SMB

The flood gates are about to open. Less than 50,000 employers had auto-enrolled by the start of this year and a similar number will do so by the end of 2015, as more medium and smaller employers come on stream. However, it is in 2016 when the big push will come, with over 100,000 due to auto-enrol in the first quarter alone. This is because we are arriving at the staging dates for employers with less than 50 employees, which kicks in at the start of this year and then rapidly increases, so that the tax year 2016/17 should see the auto-enrolment of over 600,000 schemes.
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TechLife Newsletter June 2015

June 04, 2015 Sharon Cronin

Channel Plus Illustrate Plus newsletter Pensions UK

The June print edition of TechLife is now available online. TechLife is published every quarter and is filled with news, opinion pieces, white papers and information on legislative changes within the life and pensions industry in the UK and abroad.
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Is this really pension freedom?

June 03, 2015 Tom Murray

Financial Adviser Pensions UK Pensions freedom pension provider

“Freedom is not worth having if it does not include the freedom to make mistakes.” ― Mahatma Gandhi
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Is the end nigh for Defined Benefit schemes?

May 12, 2015 Tom Murray

Greek debt deficit defined benefits Pensions UK

The biggest shock of last week in the pension’s world came with the announcement from Lufthansa that their defined benefit pension scheme deficit had now gone over €10 billion. This is a frightening figure – to put it in context it is up 41% since the end of 2014 and it equals the entire national debt of Bulgaria. While some of this increase is due to the current low-interest rate policy of the European Central Bank and will be ameliorated over time, nevertheless it is still a huge problem for the company which posted an operating loss of €133 million in the first quarter of this year.
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