Actuarial Post: All the king’s horses…

September 11, 2018 Tom Murray

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ACTUARIAL POST: All the king’s horses…  This article was originally commissioned for Inner Workings, a monthly column written by Tom Murray, in the  August 2018 edition of the Actuarial Post.   Once upon a time, people saving for their retirement were given a great deal of support by the taxpayer. This was provided on the basis that there were severe restrictions around the money saved and that the savers would ultimately be forced to use that money to buy annuities. These would provide a guaranteed income in retirement, ensuring that the taxpayer would have far less responsibility for the retiree, and therefore was getting a good deal for the tax foregone.
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British Columbia improves on Quebec’s PRPP approach

March 04, 2013 Tom Murray

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[dropcap letter="T"]he recent budget from the government of British Columbia (BC) was notable for its take on the Pooled Registered Pension Plan strategy. Unlike the original Quebecois proposals, which mandated provision and contribution by employers, the BC government’s approach seems mindful of the need to get people saving for their retirement without driving up the cost of labour, which might make it harder to employ people.
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